.calc-root{--navy:#15803d;--navy-dark:#166534;--gold:#b45309;--gold-light:#d97706;--bg-alt:#f5f5f4;--text-primary:#1f2937;--text-secondary:#4b5563;--white:#fff;--line:#e7e5e4;--ok:#1e6e45;--mid:#8a5a00;--low:#9e2b25;color:var(--text-primary);font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;font-size:15.5px;line-height:1.6}.calc-root *{box-sizing:border-box}.calc-root .wrap{max-width:1180px;margin:0 auto;padding:0 24px 80px}.calc-root header.top{border-bottom:3px solid var(--navy);flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:22px;padding:26px 0 14px;display:flex}.calc-root .kicker a{color:inherit;text-decoration:none}.calc-root .kicker{letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-size:11px;font-weight:700}.calc-root h1{color:var(--navy);text-wrap:balance;margin:6px 0 4px;font-family:Merriweather,Georgia,serif;font-size:clamp(22px,3vw,30px);line-height:1.2}.calc-root .sub{color:var(--text-secondary);max-width:62ch;margin:0;font-size:13.5px}.calc-root .hero-meta{color:var(--text-secondary);text-align:right;white-space:nowrap;font-size:11.5px;line-height:1.5}.calc-root .hero-meta b{color:var(--navy)}.calc-root .calc-grid{grid-template-columns:355px minmax(0,1fr);align-items:start;gap:26px;display:grid}@media (max-width:1099px){.calc-root .calc-grid{grid-template-columns:1fr}}.calc-root .panel{background:var(--bg-alt);border:1px solid var(--line);border-radius:8px;padding:18px 20px 20px;position:sticky;top:86px}@media (max-width:1099px){.calc-root .panel{position:static}}.calc-root .panel h2{color:var(--navy);margin:0 0 2px;font-family:Merriweather,Georgia,serif;font-size:15.5px}.calc-root .panel .step{letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-size:10.5px;font-weight:700}.calc-root .fgrid{grid-template-columns:1fr 1fr;gap:12px 14px;margin-top:12px;display:grid}.calc-root .field{flex-direction:column;gap:3px;display:flex}.calc-root .field.full{grid-column:1/-1}.calc-root label{color:var(--navy);font-size:12.5px;font-weight:600;line-height:1.35}.calc-root .hint{color:var(--text-secondary);font-size:11px;font-weight:400}.calc-root input[type=number],.calc-root select{font:inherit;border:1px solid var(--line);color:var(--text-primary);font-variant-numeric:tabular-nums;background:#fff;border-radius:5px;width:100%;padding:7px 9px;font-size:14px;transition:border-color .18s,box-shadow .18s}.calc-root input[type=number]:focus,.calc-root select:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px #b453092e}.calc-root .radio-row{flex-wrap:wrap;gap:12px;font-size:13px;display:flex}.calc-root .radio-row label{cursor:pointer;align-items:center;gap:5px;font-weight:400;display:flex}.calc-root .radio-row input{accent-color:var(--navy)}.calc-root .slider-block{border-top:1px solid var(--line);margin-top:14px;padding-top:12px}.calc-root .slider-block:first-of-type{border-top:none}.calc-root .slider-head{justify-content:space-between;align-items:baseline;gap:10px;display:flex}.calc-root .slider-head .val{color:var(--navy);font-variant-numeric:tabular-nums;font-family:Merriweather,Georgia,serif;font-size:17px;font-weight:700;transition:color .18s}.calc-root .slider-head .val.bump{color:var(--gold)}.calc-root input[type=range]{appearance:none;cursor:pointer;background:linear-gradient(to right,var(--gold) 0%,var(--gold) var(--pct,50%),var(--line) var(--pct,50%),var(--line) 100%);border-radius:3px;width:100%;height:6px;margin:12px 0 2px}.calc-root input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--navy);cursor:grab;border:3px solid #fff;border-radius:50%;width:21px;height:21px;transition:transform .16s cubic-bezier(.16,1,.3,1),box-shadow .16s;box-shadow:0 1px 5px #15803d66}.calc-root input[type=range]:hover::-webkit-slider-thumb{transform:scale(1.1)}.calc-root input[type=range]:active::-webkit-slider-thumb{cursor:grabbing;transform:scale(1.18);box-shadow:0 2px 9px #15803d80}.calc-root input[type=range]::-moz-range-thumb{background:var(--navy);cursor:grab;border:3px solid #fff;border-radius:50%;width:15px;height:15px;box-shadow:0 1px 5px #15803d66}.calc-root input[type=range]:focus-visible{outline:2px solid var(--gold);outline-offset:4px}.calc-root .slider-scale{color:var(--text-secondary);justify-content:space-between;font-size:10.5px;display:flex}.calc-root .results{flex-direction:column;gap:16px;min-width:0;display:flex}.calc-root .card{border:1px solid var(--line);background:#fff;border-radius:8px;padding:16px 20px;box-shadow:0 1px 3px #15803d0d}.calc-root .card h3{color:var(--navy);margin:0 0 2px;font-family:Merriweather,Georgia,serif;font-size:15px}.calc-root .card .step{letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-size:10.5px;font-weight:700}.calc-root .hero-res{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;border:none;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);align-items:center;gap:8px 22px;display:grid}.calc-root .hero-res .step{color:var(--gold-light)}.calc-root .hero-res .lbl{color:#ffffffbf;margin-top:2px;font-size:12.5px}.calc-root .big{font-variant-numeric:tabular-nums;letter-spacing:-.01em;margin:2px 0;font-family:Merriweather,Georgia,serif;font-size:clamp(34px,4.5vw,46px);line-height:1.05}.calc-root .big small{color:#ffffffb3;letter-spacing:0;font-family:Inter,sans-serif;font-size:15px}.calc-root .hero-side{flex-direction:column;gap:7px;font-size:13px;display:flex}.calc-root .hero-side .row{font-variant-numeric:tabular-nums;border-bottom:1px solid #ffffff24;justify-content:space-between;gap:10px;padding-bottom:6px;display:flex}.calc-root .hero-side .row b{font-weight:700}.calc-root .sem{border-radius:999px;align-items:center;gap:6px;width:fit-content;padding:3px 12px;font-size:12px;font-weight:700;display:inline-flex}.calc-root .sem:before{content:"";background:currentColor;border-radius:50%;width:8px;height:8px}.calc-root .sem.ok{color:var(--ok);background:#ffffffeb}.calc-root .sem.mid{color:var(--mid);background:#ffffffeb}.calc-root .sem.low{color:var(--low);background:#ffffffeb}@media (max-width:640px){.calc-root .hero-res{grid-template-columns:1fr}}.calc-root .note{background:var(--bg-alt);border-left:4px solid var(--gold);border-radius:0 6px 6px 0;padding:10px 15px;font-size:13px}.calc-root .note.alert{border-left-color:var(--low)}.calc-root .viz-wrap{margin-top:8px;position:relative}.calc-root .viz-wrap svg{width:100%;height:auto;display:block}.calc-root .viz-legend{color:var(--text-secondary);flex-wrap:wrap;gap:16px;margin-top:6px;font-size:11.5px;display:flex}.calc-root .viz-legend span{align-items:center;gap:6px;display:inline-flex}.calc-root .viz-legend i{border-top:2.5px solid;width:16px;height:0;display:inline-block}.calc-root .viz-legend .l-band i{background:#b4530929;border:none;border-radius:2px;height:10px}.calc-root .axis-lbl{fill:var(--text-secondary);font-variant-numeric:tabular-nums;font-family:Inter,sans-serif;font-size:10px}.calc-root .gridline{stroke:var(--line);stroke-width:1px;stroke-dasharray:2 4}.calc-root .hitcol{fill:#0000;cursor:pointer}.calc-root .guide{stroke:var(--navy);stroke-width:1px;stroke-dasharray:3 3;opacity:0;transition:opacity .15s}.calc-root .guide.on{opacity:.55}.calc-root .endlab{font-variant-numeric:tabular-nums;font-family:Inter,sans-serif;font-size:10.5px;font-weight:700}.calc-root .dotm{transition:opacity .15s}.calc-root .rh-tip{z-index:30;pointer-events:none;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;white-space:nowrap;opacity:0;will-change:transform,opacity;border-radius:4px;padding:.5rem .8rem .55rem;line-height:1.35;transition:opacity .18s cubic-bezier(.16,1,.3,1),transform .22s cubic-bezier(.16,1,.3,1);position:absolute;top:0;left:0;transform:translate(-50%,calc(-100% - 8px))translateY(6px);box-shadow:0 8px 24px #15803d47,0 2px 6px #15803d2e}.calc-root .rh-tip.is-visible{opacity:1;transform:translate(-50%,calc(-100% - 8px))translateY(0)}.calc-root .rh-tip:after{content:"";border:6px solid #0000;border-top-color:var(--navy-dark);filter:drop-shadow(0 2px 1px #15803d26);position:absolute;top:100%;left:50%;transform:translate(-50%)}.calc-root .rh-tip__title{letter-spacing:.06em;color:var(--gold-light);font-variant-numeric:tabular-nums;margin-bottom:.15rem;font-size:.68rem;font-weight:600;display:block}.calc-root .rh-tip__detail{font-variant-numeric:tabular-nums;font-size:.85rem;font-weight:700}.calc-root .rh-tip__detail .dim{color:#ffffffb8;font-size:.78rem;font-weight:400}.calc-root .bars{flex-direction:column;gap:10px;margin-top:10px;display:flex;position:relative}.calc-root .bar-row{cursor:pointer;grid-template-columns:96px minmax(0,1fr) 92px;align-items:center;gap:10px;display:grid}.calc-root .bar-row .b-lbl{color:var(--navy);text-align:right;font-size:12px;font-weight:600;line-height:1.25}.calc-root .bar-row .b-lbl .hint{display:block}.calc-root .bar-track{background:var(--bg-alt);border-radius:4px;height:18px;position:relative;overflow:visible}.calc-root .bar-fill{border-radius:4px 3px 3px 4px;transition:width .45s cubic-bezier(.16,1,.3,1);position:absolute;top:0;bottom:0;left:0}.calc-root .bar-row:hover .bar-fill{filter:brightness(1.08)}.calc-root .bar-val{color:var(--navy);font-variant-numeric:tabular-nums;font-size:13px;font-weight:700}.calc-root .refline{border-left:2px dashed var(--navy);opacity:.65;width:0;position:absolute;top:-6px;bottom:-6px}.calc-root .reflab{color:var(--navy);white-space:nowrap;background:#fff;padding:0 4px;font-size:10.5px;font-weight:600;position:absolute;top:-22px;transform:translate(-50%)}.calc-root .ley73{border:1px solid var(--line);border-left:4px solid var(--gold);background:linear-gradient(180deg,#fff 0%,var(--bg-alt) 130%);border-radius:0 8px 8px 0}.calc-root .ley73 .big73{color:var(--navy);font-variant-numeric:tabular-nums;margin:4px 0 2px;font-family:Merriweather,Georgia,serif;font-size:26px}.calc-root .ley73 p{color:var(--text-secondary);margin:6px 0 0;font-size:12.5px;line-height:1.55}.calc-root .interp{max-width:74ch;margin:4px 0 0;font-size:14px}.calc-root .next{flex-wrap:wrap;gap:10px;margin-top:8px;display:flex}.calc-root .next a{color:var(--navy);background:var(--bg-alt);border:1px solid var(--line);border-radius:5px;padding:7px 13px;font-size:12.5px;font-weight:600;text-decoration:none;transition:border-color .18s,transform .18s cubic-bezier(.16,1,.3,1)}.calc-root .next a:hover{border-color:var(--gold);transform:translateY(-1px)}.calc-root .next a:focus-visible{outline:2px solid var(--gold);outline-offset:2px}.calc-root .lower{margin-top:26px}.calc-root details{border:1px solid var(--line);background:#fff;border-radius:8px;margin:10px 0}.calc-root summary{cursor:pointer;color:var(--navy);padding:11px 16px;font-size:13.5px;font-weight:600;transition:background .18s}.calc-root summary:hover{background:var(--bg-alt)}.calc-root summary:focus-visible{outline:2px solid var(--gold);outline-offset:-2px}.calc-root .det-body{padding:2px 18px 14px;font-size:13px}.calc-root .det-body ul{margin:6px 0;padding-left:20px}.calc-root .det-body li{margin:5px 0}.calc-root .det-body table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:12px}.calc-root .det-body th{background:var(--navy);color:#fff;text-align:left;padding:5px 8px;font-weight:600}.calc-root .det-body td{border:1px solid var(--line);padding:4px 8px}.calc-root .scroll{overflow-x:auto}.calc-root .tag{letter-spacing:.05em;color:#fff;vertical-align:1px;border-radius:3px;padding:1px 6px;font-size:10px;font-weight:700;display:inline-block}.calc-root .tR{background:var(--navy)}.calc-root .tV{background:var(--ok)}.calc-root .tS{background:var(--gold)}.calc-root .disclaimers{color:var(--text-secondary);border-top:1px solid var(--line);margin-top:26px;padding-top:12px;font-size:12px}.calc-root .disclaimers li{margin:5px 0}@media (prefers-reduced-motion:reduce){.calc-root *{transition:none!important;animation:none!important}}.calc-root .panel{max-height:calc(100vh - 100px);overflow-y:auto}@media (max-width:1099px){.calc-root .panel{max-height:none}}.calc-root .canasta-head{border-top:1px solid var(--line);margin-top:16px;padding-top:12px}.calc-root .ref-mini{color:var(--text-secondary);margin-top:2px;font-size:10.5px}.calc-root .reset{color:var(--navy);cursor:pointer;text-underline-offset:2px;background:0 0;border:none;padding:0;font-size:11.5px;font-weight:600;text-decoration:underline}.calc-root .reset:hover{color:var(--gold)}.calc-root .chip{width:fit-content;color:var(--navy);background:#ffffffeb;border-radius:999px;align-items:center;gap:6px;padding:3px 12px;font-size:12px;font-weight:700;display:inline-flex}.calc-root .chip:before{content:"";background:var(--gold);border-radius:50%;width:8px;height:8px}.calc-root .cb-row{cursor:pointer;grid-template-columns:158px minmax(0,1fr) 82px;align-items:center;gap:10px;padding:4px 0;display:grid}.calc-root .cb-row .c-lbl{color:var(--navy);text-align:right;font-size:12px;font-weight:600;line-height:1.2}.calc-root .cb-track{background:var(--bg-alt);border-radius:4px;height:16px;position:relative;overflow:visible}.calc-root .cb-fill{background:var(--navy);border-radius:4px 3px 3px 4px;transition:width .45s cubic-bezier(.16,1,.3,1);position:absolute;top:0;bottom:0;left:0}.calc-root .cb-row:hover .cb-fill{filter:brightness(1.12)}.calc-root .cb-ref{border-left:3px solid var(--gold);border-radius:2px;width:0;transition:left .45s cubic-bezier(.16,1,.3,1);position:absolute;top:-4px;bottom:-4px}.calc-root .cb-val{color:var(--navy);font-variant-numeric:tabular-nums;font-size:12.5px;font-weight:700}.calc-root .viz-legend i.sq{background:var(--navy);border:none;border-radius:2px;width:14px;height:10px;display:inline-block}.calc-root .viz-legend i.ln{background:var(--gold);border:none;border-radius:2px;width:3px;height:14px;display:inline-block}.calc-root .horizonte{border:1px solid var(--line);border-left:4px solid var(--gold);background:linear-gradient(180deg,#fff 0%,var(--bg-alt) 130%);border-radius:0 8px 8px 0}.calc-root .horizonte .bigcap{color:var(--navy);font-variant-numeric:tabular-nums;margin:4px 0 2px;font-family:Merriweather,Georgia,serif;font-size:26px}.calc-root .horizonte p{color:var(--text-secondary);margin:6px 0 0;font-size:12.5px;line-height:1.55}.calc-root .hz-range{font-variant-numeric:tabular-nums;flex-wrap:wrap;gap:18px;margin-top:8px;font-size:12.5px;display:flex}.calc-root .hz-range span b{color:var(--navy)}.calc-root .cob-track{background:var(--bg-alt);border-radius:4px;height:18px;margin-top:12px;position:relative;overflow:visible}.calc-root .cob-fill{border-radius:4px;transition:width .45s cubic-bezier(.16,1,.3,1);position:absolute;top:0;bottom:0;left:0}.calc-root .cob-mark{border-left:2px dashed var(--navy);opacity:.7;position:absolute;top:-6px;bottom:-6px}